I operate as your wealth advocate through a relationship built on trust. My comprehensive service set includes a thorough review, discussion, and, when necessary, implementation in the following areas:
Investment Planning
Retirement and Cash Flow Planning
Estate Planning
Income Tax Planning
Compensation and Benefit Planning
Insurance Planning
You can expect 2-3 meetings per year with me to discuss financial goals, review life changes, and assess investment portfolios. But I am happy to hear from you anytime you need me! I will always contact you when necessary as I monitor your portfolio.
Note: I rely on CPAs and attorneys (yours or mine) to prepare income taxes and put together estate planning documents. I also use outside resources for insurance needs. However, these critical pieces of your financial plan will always be included in our discussions.
To view more details about the services I offer, download my brochure here.
Investment Philosophy
My investment approach is based on academic research that global markets work. No one can consistently and reliably predict the direction of the market or identify which stock or investment manager will outperform.
Together, we will execute a financial plan using an academically based investment strategy focused on:
1Creating an investment plan to fit your needs and risk tolerance
2Reducing investment expenses and turnover
3Diversifying your investments broadly
4Minimizing income taxes
I use only broadly diversified, low-cost, tax-efficient and liquid investments. I primarily recommend mutual funds and exchange-traded funds managed by Dimensional Fund Advisors (DFA), Fidelity, Vanguard, iShares, and, where appropriate, professionally managed individual bond portfolios.
Wondering what this will cost?
All your assets are controlled by you and held in your name, with account activity reports sent directly to you from one of my independent custodian alliances – Fidelity Investments or Charles Schwab. I receive no compensation from Fidelity or Schwab and use them as a convenience. I will have limited power of attorney to execute transactions on your behalf.